Terms & Conditions

Effective October 30, 2026 · Last updated October 30, 2026

Read these terms before you use the Site. They include an arbitration clause and class-action waiver, and explain that Occlusivo is not a dental or medical provider.

§1 Acceptance of these terms

These Terms & Conditions ("Terms") are a binding agreement between you and Occlusivo, a brand of The Nelson M Group LLC ("Occlusivo," "we," "us"). They govern your use of occlusivo.com and related services, including email and text-message programs (the "Services"). By using the Services or submitting a form, you agree to these Terms, our Privacy Policy, and, if you opt in to texts, our SMS Terms. If these Terms are not acceptable to you, do not use the Services.

§2 What Occlusivo is, and is not

Occlusivo is an information service. We publish general, plain-language details about oral health, dental care basics, and ways to save on dental care, and let visitors opt in to related updates. We never provide dental care, give quotes or prices for treatment, match people with dentists, or refer people to providers, and we never share your details with dental offices, insurers, or other partners.

• Decisions about dental care are yours. Reading our content does not obligate you to do anything.
• Your own dentist, not Occlusivo, examines you, explains the risks, benefits, and costs of any treatment, and is responsible for your care.
• Costs, coverage, and savings vary by person, plan, and location. We never guarantee that you will save any amount, qualify for any program, or get any particular result.

§3 Eligibility

Use of the Services requires that you be at least 18 years of age, located in the United States, and legally able to contract. You may submit data solely about yourself or about someone who has authorized you to act for them.

§4 Your information and accuracy

You agree to give accurate and current information and to update it if it changes. You may only provide a mobile number that you own or are authorized to use. If your number changes or is reassigned, please reply STOP from the old number or contact us so that we do not message someone else.

§5 Communications and text-message consent

When you opt in, you agree that email and, if you check the applicable boxes, automated text messages may be used to contact you as outlined in the SMS Terms. Consent to texts is optional, is not a condition of purchase or of using the Services, and may be withdrawn at any time by replying STOP. Message frequency varies. Message and data rates may apply. Reply HELP for help.

§6 Text messaging: rates, frequency, STOP and HELP

Message and data rates may apply. Message frequency may vary (up to about 8 messages a month, depending on the topics you choose). Text START to join, or opt in with the form on our Get Started or text updates page. Consent is not a condition of purchase or of using the Services.

• STOP: Reply STOP to any message to opt out (STOPALL, UNSUBSCRIBE, CANCEL, END and QUIT also work). You will get one confirmation text and then no more messages.
• HELP: Reply HELP to any message for help, or contact us by email at [email protected] or by phone at 877-550-2414.

Mobile information and opt-in data are not sold or shared with third parties or affiliates for marketing or promotional purposes. See the Privacy Policy and SMS Terms.

§7 Acceptable use

Do not (a) submit details that is false, misleading, or belongs to someone else, (b) use the Services unlawfully, fraudulently, or abusively, (c) disrupt the Services or attempt unauthorized access, (d) fill in forms with bots or automated means, (e) copy, scrape, or resell our content without permission, or (f) impersonate anyone. If you do, your access may be suspended or ended.

§8 Third-party organizations and links

Organizations, programs, and products mentioned on or linked from the Services (say public health resources, dental schools, or clinics) are run by third parties. We do not endorse any product, plan, or provider and are not responsible for the conduct, content, or results of third parties. Your relationship with a dentist or plan is between you and them.

§9 Intellectual property

The Services, among them the Occlusivo name, logo, text, graphics, and design, are owned by us or our licensors and covered by intellectual property laws. Your license to view and use the Services is limited, revocable, non-exclusive, and non-transferable, and is for personal, non-commercial purposes. Site photographs are used under their respective free-use licenses.

§10 Disclaimers

The services and all content are provided "as is" and "as available" without warranties of any kind, whether express or implied, such as implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We will not warrant that the services will be uninterrupted, error-free, or secure, or that any message will be delivered or delivered on time.

Occlusivo does not provide medical advice, and makes no representation about any dental treatment, plan, price, savings amount, or health outcome.

§11 Limitation of liability

To the fullest extent permitted by law, occlusivo and The Nelson M Group LLC, and their members, managers, officers, employees, and agents, will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, or goodwill, arising from or related to your use of (or inability to use) the services, or from any dental care decision you make or do not make. Our total liability for any claim relating to the services will not exceed one hundred U.S. dollars ($100).

Some jurisdictions do not allow certain limitations, so some of the above may not apply to you. Nothing in these Terms limits liability that cannot be limited by law.

§12 Indemnification

You will indemnify and hold harmless The Nelson M Group LLC and its affiliates and personnel for any claims, damages, and expenses, among them reasonable attorneys' fees, resulting from your violation of these Terms, misuse of the Services, or provision of a phone number or other details you were not authorized to give.

§13 Disputes, governing law, and arbitration

Informal resolution first. Before you file any claim, reach us at [email protected] and give us a 30-day window to try to settle it.

Binding arbitration. Excluding small-claims matters and claims for injunctive relief for intellectual-property misuse, any dispute between you and Occlusivo or The Nelson M Group LLC about these Terms or the Services is to be resolved by final and binding individual arbitration under the American Arbitration Association's Consumer Arbitration Rules. You may elect to hold it in your county of residence or by video or phone. The arbitrator may grant individual relief equal to what a court could, and judgment may be entered in any court of competent jurisdiction.

Class-action waiver. As permitted by law, each of us, you and Occlusivo, will bring claims only on an individual basis, and not as a plaintiff or class member in any class, collective, or representative proceeding.

Opt-out. You have 30 days after first accepting these Terms to opt out of arbitration, which you do by emailing [email protected] with the subject "Arbitration Opt-Out" and your name and mobile number.

Governing law. The laws of the state where The Nelson M Group LLC has its principal place of business, together with the Federal Arbitration Act, govern these Terms, without regard to conflict-of-law rules. Subject to the arbitration clause, the state and federal courts in that state have exclusive jurisdiction.

§14 Termination

You may stop using the Services at any time, and may opt out of messages by replying STOP. At our discretion we can suspend or terminate access, including for violations of these Terms. Provisions that are meant to outlast termination (disclaimers, limitation of liability, indemnification, and disputes among them) will do so.

§15 Changes

Updates to these Terms will be posted with a new "Last updated" date. Using the Services after the effective date means accepting the updated Terms. If a change is material, we will notify you as required by law.

§16 General

The entire agreement between you and us on this subject consists of these Terms, the Privacy Policy, and the SMS Terms. Should any part be found unenforceable, the rest continues in effect, and a failure by us to enforce a provision is not a waiver. Assignment by you requires our consent; we may assign these Terms in a merger or sale of the business.

§17 Contact us

Questions about these Terms? You can reach us by mail, email, phone, our online contact form, or by replying HELP to any text: